Focusing on personal money is a stressful prospect. Seeing the rises and falls, the balance changing, seemingly out of your control, can imbue a feeling of powerlessness. That’s why the best investors and gamblers view their pools of available money as resource, not expendable cash.
The adage among drug dealers is to never use your own stash. The same can be said for the money that you pay yourself first – savings, retirement, major expense fund… Be careful that you’re not using the resource that you set aside for your self – for your future.
That’s your stash. Don’t use it.